Legal

Risk disclosure

General information on opportunities, risks and the legal framework.

Legal

Risk disclosure

Concordia Management provides investors with analyses, market assessments and information on financial products. These are based on careful market observation and structured investment processes.

Important: The information provided on this website expressly does not constitute individual investment advice, a binding offer or a recommendation to buy, sell or subscribe to financial instruments. This applies to all financial products, including but not limited to shares, bonds, funds, derivatives, certificates, cryptocurrencies, real estate funds, holdings, private equity investments and other investments.

1. Professionalism and responsibility

Our analyses and assessments are based on careful research, market observation and proven investment methods. However, they do not replace a personal investment decision. Investors should always consider their individual financial situation, risk tolerance and investment objectives as well as tax and legal aspects. Consulting independent professional advisers is recommended.

2. Investment risks

  • The value of financial products can rise, fall or fluctuate significantly.
  • There is a risk of partial or total loss of the capital invested.
  • Past performance or returns achieved are not a reliable indicator of future results.
  • Economic, political, legal or tax changes can significantly affect performance.
  • With private, alternative or structured investments, the ability to sell may be restricted (liquidity risk).
  • Unexpected market movements or external events can lead to losses.

3. Use of our analyses and information

Our content serves to inform and support decision-making, but must not be used as the sole basis for decisions. Concordia Management accepts no responsibility for decisions made solely on the basis of the information provided.

4. Disclaimer

To the extent permitted by law, Concordia Management, its employees, representatives and affiliated companies accept no liability for direct or indirect damage, losses or disadvantages arising from the use of our information or from investment decisions made. All content is provided to the best of our knowledge and after careful review, but without guarantee of timeliness, completeness or accuracy.

5. Forecasts and market assessments

Our analyses, market forecasts and assessments are based on publicly available data, internal research and professional experience. They do not constitute an assurance or guarantee of future performance and serve solely as guidance.

6. Updates

Concordia Management reserves the right to change, supplement or update information at any time without notice. This risk disclosure does not replace personal, legal or tax advice.